Investment Data Room · Qualified Access
Azizi Riviera 14
Unit 518 — Full Model
Complete financial model, year-by-year projections, and full legal document pack. All figures verified against RERA SC Notice, active Ejari, and DLD transaction data.
AED 2,150,000
Asking Price
6.31%
Yr 1 Gross Yield
5.08%
Yr 1 Net Yield
AED 130,000
Active Ejari Rent
AED 137,330
Active Gross Income
Rent AED 130,000 + CMCP AED 1,605 + Chiller AED 5,725
24.0%
Chiller Rebate of SC
AED 5,725 of AED 23,821 annual SC — paid directly by tenant to owner
Golden Visa
Eligible
Eligible as long as purchase price remains above AED 2,000,000
AED 0
Commission (Direct)
Verified Financial Model
6-Year Wealth Creation — Three Scenarios
Select a scenario below. Every figure — KPI cards, table, charts, catalyst timeline — updates simultaneously. Base Case is the default view.
AED 3,631,985
Exit Capital Value
1.69x
Capital Multiplier
9.13%
6-Year CAGR
AED 693,971
Total Net Rent
AED 3,786,228
Combined Return
Capital Value Growth (AED)
Annual Net Rental Income (AED)
Year-by-Year Detail — Conservative Scenario
| Year | Capital Value | Cap. Growth | Gross Income | Net Income | Gross Yield | Net Yield | Total Costs |
|---|---|---|---|---|---|---|---|
| Entry2026 | AED 2,150,000 | — | — | — | — | — | — |
| Year 12027 | AED 2,300,500 | +7.0% | AED 135,725 | AED 109,304 | 6.31% | 5.08% | AED 26,421 |
| Year 22028 | AED 2,530,550 | +10.0% | AED 139,625 | AED 110,126 | 6.49% | 5.12% | AED 29,499 |
| Year 32029 | AED 2,732,994 | +8.0% | AED 143,642 | AED 113,963 | 6.68% | 5.30% | AED 29,679 |
| Year 42030 | AED 2,924,304 | +7.0% | AED 146,400 | AED 116,557 | 6.81% | 5.42% | AED 29,843 |
| Year 52031 | AED 3,158,248 | +8.0% | AED 149,917 | AED 119,940 | 6.97% | 5.58% | AED 29,978 |
| Year 62032 | AED 3,631,985 | +15.0% | AED 154,243 | AED 124,081 | 7.17% | 5.77% | AED 30,162 |
| 6-Year Total | AED 3,631,985 | +68.9% | AED 869,553 | AED 693,971 | — | — | AED 175,582 |
Catalyst Timeline — Conservative
2027
Possession Year — Rental Income BeginsDubai baseline growth + Meydan premium momentum + Metro announcement ripple+7.0% capital appreciation
AED 2,300,500
+7.0%
2028
Metro Gold Line Tender AwardedEtihad Rail launch + Crystal Lagoon Phase 2+10.0% capital appreciation
AED 2,530,550
+10.0%
2029
Metro Construction UnderwayEtihad Rail operational + Meydan Mall opens+8.0% capital appreciation
AED 2,732,994
+8.0%
2030
Construction Mid-PhaseMarket consolidates gains — institutional accumulation+7.0% capital appreciation
AED 2,924,304
+7.0%
2031
Pre-Opening MomentumInstitutional buying accelerates ahead of opening+8.0% capital appreciation
AED 3,158,248
+8.0%
2032
Metro Gold Line Operational — Full Premium UnlocksFull ecosystem operational. Infrastructure premium fully priced in.+15.0% capital appreciation — peak catalyst year
AED 3,631,985
+15.0%
AED 4,696,090
Exit Capital Value
2.19x
Capital Multiplier
13.91%
6-Year CAGR
AED 730,214
Total Net Rent
AED 4,863,021
Combined Return
Capital Value Growth (AED)
Annual Net Rental Income (AED)
Year-by-Year Detail — Base Case Scenario
| Year | Capital Value | Cap. Growth | Gross Income | Net Income | Gross Yield | Net Yield | Total Costs |
|---|---|---|---|---|---|---|---|
| Entry2026 | AED 2,150,000 | — | — | — | — | — | — |
| Year 12027 | AED 2,354,250 | +9.5% | AED 135,725 | AED 109,304 | 6.31% | 5.08% | AED 26,421 |
| Year 22028 | AED 2,778,015 | +18.0% | AED 142,225 | AED 112,674 | 6.62% | 5.24% | AED 29,551 |
| Year 32029 | AED 3,166,937 | +14.0% | AED 149,050 | AED 119,263 | 6.93% | 5.55% | AED 29,788 |
| Year 42030 | AED 3,467,796 | +9.5% | AED 153,350 | AED 123,368 | 7.13% | 5.74% | AED 29,982 |
| Year 52031 | AED 3,849,254 | +11.0% | AED 159,255 | AED 129,091 | 7.41% | 6.00% | AED 30,164 |
| Year 62032 | AED 4,696,090 | +22.0% | AED 166,931 | AED 136,515 | 7.76% | 6.35% | AED 30,416 |
| 6-Year Total | AED 4,696,090 | +118.4% | AED 906,536 | AED 730,214 | — | — | AED 176,322 |
Catalyst Timeline — Base Case
2027
Possession Year — Rental Income BeginsDubai baseline + Meydan premium + Metro announcement ripple+9.5% capital appreciation
AED 2,354,250
+9.5%
2028
Metro Gold Line Tender AwardedEtihad Rail launch + Crystal Lagoon Phase 2 + strong GCC capital inflows+18.0% capital appreciation — announcement premium peaks
AED 2,778,015
+18.0%
2029
Metro Construction UnderwayEtihad Rail operational + Meydan One Mall opens+14.0% capital appreciation
AED 3,166,937
+14.0%
2030
Construction Mid-PhaseSustained demand — limited Meydan supply pipeline+9.5% capital appreciation
AED 3,467,796
+9.5%
2031
Pre-Opening MomentumSignificant institutional buying ahead of Gold Line opening+11.0% capital appreciation
AED 3,849,254
+11.0%
2032
Metro Gold Line Operational — Full Infrastructure Premium UnlocksGold Line + Etihad Rail + Crystal Lagoon + Meydan One Mall all operational+22.0% capital appreciation — full catalyst year
AED 4,696,090
+22.0%
AED 5,709,669
Exit Capital Value
2.66x
Capital Multiplier
17.68%
6-Year CAGR
AED 742,036
Total Net Rent
AED 5,881,310
Combined Return
Capital Value Growth (AED)
Annual Net Rental Income (AED)
Year-by-Year Detail — Full Realisation Scenario
| Year | Capital Value | Cap. Growth | Gross Income | Net Income | Gross Yield | Net Yield | Total Costs |
|---|---|---|---|---|---|---|---|
| Entry2026 | AED 2,150,000 | — | — | — | — | — | — |
| Year 12027 | AED 2,408,000 | +12.0% | AED 135,725 | AED 109,304 | 6.31% | 5.08% | AED 26,421 |
| Year 22028 | AED 2,937,760 | +22.0% | AED 142,225 | AED 112,674 | 6.62% | 5.24% | AED 29,551 |
| Year 32029 | AED 3,466,557 | +18.0% | AED 149,050 | AED 119,263 | 6.93% | 5.55% | AED 29,788 |
| Year 42030 | AED 3,882,544 | +12.0% | AED 156,003 | AED 126,177 | 7.26% | 5.87% | AED 29,826 |
| Year 52031 | AED 4,426,100 | +14.0% | AED 163,803 | AED 133,487 | 7.62% | 6.21% | AED 30,316 |
| Year 62032 | AED 5,709,669 | +29.0% | AED 171,993 | AED 141,131 | 7.98% | 6.56% | AED 30,862 |
| 6-Year Total | AED 5,709,669 | +165.6% | AED 918,799 | AED 742,036 | — | — | AED 176,763 |
Catalyst Timeline — Full Realisation
2027
Possession Year — Rental Income BeginsDubai baseline + Meydan premium + Metro announcement ripple+12.0% capital appreciation
AED 2,408,000
+12.0%
2028
Metro Gold Line Tender AwardedEtihad Rail launch + Crystal Lagoon Phase 2 + strong GCC capital inflows+22.0% capital appreciation — peak announcement effect
AED 2,937,760
+22.0%
2029
Metro Construction UnderwayEtihad Rail operational + Meydan One Mall fully open+18.0% capital appreciation
AED 3,466,557
+18.0%
2030
Construction Mid-PhaseSustained demand — limited Meydan supply pipeline+12.0% capital appreciation
AED 3,882,544
+12.0%
2031
Pre-Opening MomentumSignificant institutional buying. Rental premium fully established.+14.0% capital appreciation
AED 4,426,100
+14.0%
2032
Metro Gold Line + Full Meydan One EcosystemAll catalysts fully operational. Maximum infrastructure premium unlocked.+29.0% capital appreciation — full ecosystem operational
AED 5,709,669
+29.0%
Side by Side
Scenario Comparison
Capital Value — All Scenarios (AED)
6-Year Net Yield Progression (%)
Key Metrics Comparison
| Metric | Conservative | Base Case | Full Realisation |
|---|---|---|---|
| Exit Capital Value (Yr6) | AED 3,631,985 | AED 4,696,090 | AED 5,709,669 |
| Total Capital Growth | +68.9% | +118.4% | +165.6% |
| Capital Multiplier | 1.69x | 2.19x | 2.66x |
| 6-Year CAGR | 9.13% | 13.91% | 17.68% |
| Total Net Rent (6 Yrs) | AED 693,971 | AED 730,214 | AED 742,036 |
| Yr1 Net Yield (On PP) | 5.08% | 5.08% | 5.08% |
| Yr6 Gross Yield (On PP) | 7.17% | 7.76% | 7.98% |
| Combined Return (Cap + Rent) | AED 3,786,228 | AED 4,863,021 | AED 5,881,310 |
Model Assumptions & Methodology
- Entry price: AED 2,150,000. All yields calculated on purchase price (not total acquisition cost).
- DLD Fee: 4% (AED 86,000) + Trustee AED 4,000. Total buyer acquisition cost: AED 2,240,000 (direct).
- Broker commission: AED 0 (direct sale). Equivalent saving vs. broker purchase: AED 45,150.
- Gross income = Annual rent + Chiller rebate (AED 5,725.07/yr, paid by tenant).
- Service charge: AED 23,821.02/yr fixed — billed on 829.04 Sq.Ft (5.2% below Title Deed area).
- AMC: Year 1 = AED 0 (complimentary, transferred). Years 2–6 escalate at 3% p.a. from AED 3,000.
- Vacancy buffer: 2% of annual rent each year (conservative provision).
- Year 1 rent locked at AED 130,000 by active Ejari. RERA constrains increase to 0% in Year 1.
- Year 1 calendar: 2027 (possession). Year 6 calendar: 2032 (Metro Gold Line operational).
- Capital appreciation benchmarked against DXB Interact data and announced infrastructure precedents. These are modelled projections, not guaranteed returns.
✓ Surplus Revenue — Not Included in ROI Model
Tenant-Funded Preventive Maintenance Commitment
The tenant is contractually obligated under a signed addendum to the Ejari to contribute 50% of the Annual Maintenance Contract (AMC) cost — AED 1,605/yr — directly to the landlord. The AMC is a professional contract with McKleenz Technical Services LLC (DED Lic. 774835, Ref MCK-M-618), covering: AC preventive maintenance (3×/yr), electrical checks (2×/yr), plumbing checks (2×/yr), full pest control (1×/yr), 6 hours handyman, and a computerised asset tracking system (CMMS). All services are arranged exclusively through the landlord — the tenant cannot engage any third-party contractor without prior written consent. Additional call-outs are charged to the tenant at AED 50–100 per visit depending on urgency.
This arrangement achieves two things simultaneously: it generates AED 1,605+ per year in surplus cash directly to the owner while ensuring the apartment is maintained to professional hotel-grade standards at all times — protecting the AED 115,000 fit-out, retaining manufacturer warranties, and creating a full service history paper trail. This revenue stream was deliberately excluded from all three ROI scenarios to keep the model conservative. It is contractual upside that transfers with the unit as-is.
This arrangement achieves two things simultaneously: it generates AED 1,605+ per year in surplus cash directly to the owner while ensuring the apartment is maintained to professional hotel-grade standards at all times — protecting the AED 115,000 fit-out, retaining manufacturer warranties, and creating a full service history paper trail. This revenue stream was deliberately excluded from all three ROI scenarios to keep the model conservative. It is contractual upside that transfers with the unit as-is.
AED 1,605
Annual tenant contribution
AED 50–100
Per call-out (tenant pays)
McKleenz®
Licensed provider — DED 774835
Excluded
From ROI model — pure upside
Legal & Financial Documents
Investment Document Pack
All legal and financial documents for Unit 518. Documents are view-only. Right-click and download are disabled.
Title Deed
Ejari (Active Tenancy)
RERA SC Notice
Page 1 of 2
AMC Contract
Page 1 of 7
Floor Plan — HD
Signed Inventory
Page 1 of 15
Ejari Addendum
Page 1 of 15
Tenant Maintenance Commitment
Page 1 of 3
Direct owner channel · No commission
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✓
Buying direct saves you AED 45,150 in broker commission — no intermediary, direct DLD title transfer
